Gross ↔ Net salary calculator
Convert Gross - Net using the PIT schedule, the new family deductions and the regional minimum wages that apply from 2026. With line-by-line insurance, per-bracket tax and full employer cost.
0
Gross salary20.000.000 ₫
Social insurance (8%)− 1.600.000 ₫
Health insurance (1.5%)− 300.000 ₫
Unemployment insurance (1%)− 200.000 ₫
Family deductions15.500.000 ₫
Taxable income2.400.000 ₫
Personal income tax− 120.000 ₫
Net (take-home)17.780.000 ₫
Calculated on the progressive PIT schedule and current insurance rates, for reference only. Actual figures depend on your contract and policies. Need proper payroll? See our HR & Payroll service.
See payroll service →PIT by bracket
Taxable income/monthRateTax
0tr - 10tr5%120.000 ₫
10tr - 30tr10%0 ₫
30tr - 60tr20%0 ₫
60tr - 100tr30%0 ₫
> 100tr35%0 ₫
What the employer pays
Gross salary20.000.000 ₫
Social insurance (17%)3.400.000 ₫
Occupational accident insurance (0.5%)100.000 ₫
Health insurance (3%)600.000 ₫
Unemployment insurance (1%)200.000 ₫
Total cost of employment24.300.000 ₫
Excludes the 2% union fee on the salary fund (paid by the employer, not deducted from pay).
Parameters applied from 2026
- Family deductions: ₫15.5M/month personal + ₫6.2M per dependent - from the 2026 tax year (Resolution 110/2025/UBTVQH15).
- Regional minimum wage from 01/01/2026: Region I ₫5.31M · II ₫4.73M · III ₫4.14M · IV ₫3.7M (Decree 293/2025/ND-CP).
- SI/HI contribution cap: ₫46.8M/month (20× the ₫2.34M reference level). UI cap: 20× the regional minimum wage.
- 5-bracket progressive PIT schedule (5% - 35%) for salary income from the 2026 tax year (PIT Law No. 109/2025/QH15).