Cash flow & financing · Finan partnershipBusiness cash-flow management & financing
See your cash flow in real time across every bank account, let AI forecast and alert you - then access loans built on that same transparent cash-flow data. 3M delivers this through FinanOne, the AI finance platform from our partner Finan (already serving 800,000+ Vietnamese businesses).
app.finan.me/dong-tienFrom transparent cash flow to financing
3M's clean books + FinanOne's AI cash-flow platform - one data thread, from your ledgers to your financing decisions.
Real-time cash-flow management
Sync balances and transactions from 8+ banks, POS and e-invoices into a single dashboard - no manual entry, full visibility of your cash flow at all times.
How it rolls out
Runs on FinanOne - the AI finance platform from our partner Finan, already serving 800,000+ Vietnamese businesses - with clean books from 3M's Practica platform feeding straight in.
Learn about FinanOne ↗Why 3M + FinanOne
30x faster
Process and reconcile cash flow in seconds, with up to 80% less manual work.
Real-time transparency
Full visibility of cash flow across every account, at all times - the foundation for easier borrowing.
Financing built on real data
3M's clean books + FinanOne's transparent cash flow = a financing profile lenders trust.
Controls & permissions
Audit logs and role-based permissions - enterprise-grade governance.
Technology partner: Finan / FinanOne
FinanOne is Finan's AI finance platform - already serving 800,000+ Vietnamese businesses, with the founder of Kabbage (the leading US SME lending platform, acquired by American Express) as a senior advisor. 3M handles the books and compliance; FinanOne handles cash flow and financing connections - a complete financial back office.
See all back-office services →Talk to us about cash flow & financing
Leave your details - we respond within 24 business hours with a cash-flow & financing solution that fits, together with our partner Finan.