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Kế toán & sổ sách
Fundraising readiness: what investors actually look for in a startup's books — and the 5 things that stall a deal
Financial due diligence is where fundraising deals lose momentum: revenue that does not match invoices, founder money mixed with company money, no English-language reports. Here is what investors really check — and how to prepare six months ahead.
3M Team··3 min read
In-house accountant or outsourced service? The true cost comparison: VND 12–20 million a month and the line items you forgot
3M Team··3 min read
Closing the books in 7–10 working days: inside 3M's month-end process — what the AI does, what the experts do
3M Team··3 min readNhân sự & lương
Gross salary VND 28 million — what actually lands in the bank? The 2026 gross-to-net calculation, line by line
In 2026 Vietnam's personal deduction rises to VND 15.5 million per month and the PIT table shrinks to 5 brackets, changing every net-salary calculation. We work through a full example on a VND 28,000,000 gross salary: insurance, PIT, take-home pay — and the employer's true cost.
3M Team··4 min readThuế & tuân thủ
Decree 70/2025: e-invoices from cash registers — what retailers and household businesses must do now
Decree 70/2025/ND-CP is in force: retail, F&B and consumer-facing services with revenue from VND 1 billion a year must issue e-invoices from cash registers connected to the tax authority. Here is the to-do list, in order of priority.
3M Team··3 min read
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